On Friday

Lessons DeFi and TradFi can teach each other

 2 min video looking at the lesson DeFi and the traditional finance sectors can teach each other

There are lessons that Traditional Finance (TradFi)can teach DeFi and some that DeFi can teach TradFi.

In order to gain mass adoption DeFi needs to have less jargon as terms such as flash loans, yield farming, staking, liquidity pools, vaults algorithmic market-making APY, even stablecoins which may not be so stable if they are not 100% backed by $ i.e. potentially Tether.

Exposure to equities is greater now due to lots of investor education just look at any newspaper at...


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On Thursday

How close are we to a Digital Euro?

2 min video, are we soon to see a CBDC — Digital Euro?

5 of Europe’s leading economies have called for a ban on stablecoins being used in the private sector until there is some form of regulatory oversight.

These calls are being expressed under the pretence to protect consumers and over fears of money laundering however it is a digital currency may well seriously dent sovereign states ability to manipulate and control their economies.

Given almost Zero interest rates governments have lost a key monetary tool perversely digital currencies could provide them with another lever to control monetary...


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On Wednesday

How Decentralised is the DeFi sector?

Bet you wished you had earnt 6,300+% in six weeks?


The Decentralised Finance (DeFi) sector has evolved to offer a range of financial services such as lending, borrowing, insurance, payments and derivatives. While some of the firms involved have been preaching and practicing DeFi for years such as Maker DAO — established in 2014- the DeFi really took off this summer.

With tokens like YFI rising by 6.300% in six weeks it is easy to see why DeFi sector as sucked in literally billions -YFI rose in value from $6 to $38,000- see attatched chart

‘yield farming’ (which has been described...


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On Monday

How Decentralised is the DeFi sector?


2 min video — maybe the Decentralised Finance sector — DeFi is more centralised than you realise.




The Decentralised Finance (DeFi) sector has evolved to offer a range of financial services such as lending, borrowing, insurance, payments and derivatives. While some of the firms involved have been preaching and practicing DeFi for years such as Maker DAO — established in 2014- the DeFi really took off this summer.

With tokens like YFI rising by 6.300% in six weeks it is easy to see why DeFi sector as sucked in literally billions -YFI rose in value from $6 to $38,000

‘yield farming’ (which has been described...


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Last Friday

Do any cryptos actually generate revenue?


2 min video looking at how some cryptos are now generating revenue

If I were to be cynical the easy answer is yes cryptos have faced lots of fines and penalties from regulators around the world. There are those that claim that the whole crypto sector is a scam and it will come crashing to the ground in a mighty thump or is this the politics of envy, wishing they had been a buyer at launch of BTC, ETH or XRP to name a few?

The trouble is that the crypto sector is not helped by one of...


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Last Thursday

Token Swaps can mean different things



2 min video on why token swaps can mean different things

A number of Initial Coin Offerings (ICOs) have been launched using Ethereum’s ERC20 token and then carried out a token swap into a token once their own Blockchain was ready which is sometimes called a ‘mainnet’ swap. Also a token swap may be offered when a token upgrades and offers more functionality.

ERC20 tokens are sometimes used initially as they enable a token to be created and issued quickly, can be listed by various exchanges as no bespoke tech is needed and ERC20 is lower risk...


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2 Weeks Ago

Are we stumbling into having ID cards?

2 min video — yes Blockchain tech can hold data on travel, spending and health records but do we want an ID card with all this data hat could be misused?

A digital identity scheme, was announced last week by the Department for Digital, Culture, Media, and Sport, as the UK government try’s to introduce a Digital Identity card? Do other countries want to have the ability to track and trace it citizens such as they do in Pakistan.

In some of Pakistan’s ‘so called smart cities’ they have CCTV camera that have built in facial recognition that are...


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The backbone of USA’s equity settlement looks to digitise

2 min video about how Blockchain technology and Digital Assets are upgrading the infrastructure and way US equities are settled 

Up until 1973 US stock markets were shut on Wednesdays and early each trading day, to enable brokers to take cheques and stock certificates to tally up the trading between each other.

The sheer amount of paperwork was huge, as was the opportunity for mistakes and fraud as brokers swam through a sea of paper.

To help solve this problem it was agreed that all paper stock certificates were to be kept in one location and to...


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DeFi keeps getting bigger are tokens set to take on betting and gambling too?



2 min Video about DeFi Tokens huge growth and how tokens are offering an alternative way for people to have a bet on The Trump being re-elected


DeFi is certainly gaining traction in just 24 hours Uniswap paid $5 million in ETH transaction fees. Uniswap is a semi-automated platform matching buyers and sellers of digital assets, saw its trading volume climb to $953.59 million on 1st September, a more than ten-fold gain over the past month and passing Coinbase another digital exchange.

Back in 2017 a crypto term called ‘flippening’...


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3 Weeks Ago

Australia’s first significant use of Blockchain technology in the financial services sector
Source: Procreditbank.med

A 2 min video looking at the first large scale use of Blockchain technology in Australia in the financial services sector

The first notable use of Blockchain technology in the financial services sector is a project Lygon backed by ANZ and Commonwealth bank, Scentre Group (which runs the Westfield shopping centres) and Westpac, powered by IBM on the hyperledger Blockchain.

However, it is rather ironic according to the Urban dictionary Lygon is “a person with limited or extremely low intelligence, who on their best day couldn’t figure out what to do...


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Possible ways to protect against inflation as Fed sanctions higher inflation

 A 2 min video looking on inflation and possible ways to protect yourself

It is a worrying is the US Fed have officially announced that they are happy for inflation to go beyond its 2% target before it raises interest rates. Therefore, does the FED believe inflation is around the corner? Higher growth can lead to higher inflation due to less spare capacity, so prices rise as firms compete to attract additional labour and goods. However, just because you allow higher inflation this does not mean you will get higher levels...


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4 Weeks Ago

Will Ethereum need to be regulated as EU regulators stamp their approval on Digital Assets?

 2 min. video discussing how Digital Assets and exchanges are being introduced to Europe but will we see for Blockchain platforms that issue STOs/ICOs to be regulated?

The FCA in the UK has just granted approval to Archax and Gemini to be able to be regulated exchange providers for Digital Assets.

Gemini is already trading in other countries and Archax claim that they have 35 assets that they wish to start trading

Under the EU 5th Anti Money laundering directive all entities that are involved in handling and trading Crypto...


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As on-line sales surge, will we see Amazon, Walmart or Shopify launch their own digital currencies?

2 min video looking at three hugely successful on-line retailers and their potential to create their own digital payment coin?

We have all heard of Amazon which has risen in value to $1.65 trillion started as a book seller still dominates America on-line sales with a market share of 38%, yet its cloud services AWS accounts for 77% of Amazon’s profits generates.

Shopify Canada’s biggest quoted company $125 billion set up originally selling snow boards.

Walmart the worlds big daddy for bricks and mortar retailers capitalised at $372...


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Joined 7th February 2019