4 Years Ago

If banks are from Mars, then cryptocurrency and blockchain are from Venus

Written by Helen Disney from The Realization group


This has largely been the status quo for over a decade since the birth of the Bitcoin network in 2008. However, could the planets now be aligning themselves as a convergence between traditional finance (TradFi) and decentralised finance (DeFi) becomes a reality? Of course, there have been sporadic forays by banks and institutional investors into the world of crypto and blockchain before now. Tokenistic (no pun intended) as some banks’ previous announcements may have been, there have certainly been some innovators and...


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Insurance and digital asset mining

Written by George Frith from GoSuperscript

The digital world is fast-moving, especially if compared to the more traditional financial landscape, which can appear glacially slow to keep up with the latest and greatest cutting-edge technology. Until late last year, few of us would readily admit to knowing what the metaverse really entailed unless you’ve seen Ready Player One which has some prophetic qualities to it! However, following Mark Zuckerberg’s Meta shift most of us now have some comprehension of what it is and what it might become.

The crypto landscape is maturing

Many consider that the digital asset...


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Distributed networks and the growth of the stakeholder economy

Written by Brian O’Beirne  research director Kasei PLC

 
A “virtuous cycle of decentralisation” is a positive feedback loop between the value of a protocol and its decentralisation, whereby the increasing value of a protocol promotes its decentralisation which, in turn, increases its value. This cycle is embodied in the design of a blockchain protocol and is the primary causal dynamic through which the protocol grows and ultimately gains mainstream adoption. But to fully understand this cycle, we must first understand what is meant by;

 

 1) the “value” of a blockchain protocol

 2) its “decentralisation”

 

Each...


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Will we skip open finance and go straight to DeFi?

By Timo Lehes, co-founder of Swarm Markets

 

Thanks to the payment services directive (PSD2), open banking has already been mandated across Europe and the UK. The next phase of open banking is open finance, which is manifesting in industry-led initiatives and EU data policy. However, decentralised finance (DeFi) offers the openness and transparency that open finance intends to promote, meaning we could skip open finance all together and jump straight to DeFi. DeFi puts value back into the hands of those who create it. The self-custodian nature of DeFi means platforms and...


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Joined 7th February 2019